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IDBI has played a pioneering role in fulfilling its mission of promoting industrial growth through financing of medium and long-term projects, in consonance with national plans and priorities. Over the years, IDBI has enlarged its basket of products and services to industrial concerns. An ‘industrial concern’ as defined in the IDBI Act is very comprehensive, covering almost the entire spectrum of industrial activities, including manufacturing and services. IDBI provides financial assistance both in rupee and foreign currency for greenfield projects, expansion, modernisation and diversification purposes.

Further,in order to cater to the diverse needs of corporate clients, IDBI has structured various products like equipment finance, asset credit, corporate loans, direct discounting and working capital loans to finance acquisition of equipments, capital assets, to meet capital expenditure and/or incremental long term working capital requirements.It also offers structured products like lines of credit to meet the funding requirements for execution of turnkey contracts.

IDBI also provides indirect financial assistance through refinancing of loans extended by primary financial institutions and by way of rediscounting of bills of exchange arising out of sale of indigenous machinery on deferred payment terms.

IDBI has also been providing merchant banking and a wide array of corporate advisory services as part of its fee-based activities. These include professional advice and services for issue management, private placement of equity/debt instruments, project evaluation, credit syndication, share valuation, corporate restructuring, including mergers and acquisitions, and divestment of equity.The Bank also offers a number of forex-related services on a commission basis, including opening of Letters of Credit and remittances of Foreign Currency on behalf of its assisted companies for import of its goods and services.

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